Family 1st Federal Credit Union   SHERPA .header_Lender .header_NCUA   Each Member is insured up to $250,000 online banking login

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Credit unions have one very significant and noteworthy difference from banks. Unlike banks, credit unions are not-for-profit, cooperative institutions. Unlike banks, which are owned by groups of stockholders and operated by a paid board of directors for the benefit of the stockholders, credit unions are owned by their members and operated by a volunteer board of directors for the benefit of the members.

As cooperative financial institutions, credit unions are owned and operated by the very people who use the services. Each credit union's charter defines its "field of membership." This designates who can join. Because of that membership requirement, all members of a particular credit union are united by a "common bond." As such, they share something in common; where they live, work, worship, go to school, volunteer in Lawrence County or work for any company that is in our field of membership. Once someone qualifies for membership, often family members may join also.

Membership Share: $10 par value

Membership Fee: $1

Privacy Policy

Funds Availability Policy and Disclosure

Membership and Account Agreement

Fee Schedule

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Nonprofit Status - For-profit banks and other lending institutions are looking for a return on an investment when a member takes out a loan. Credit unions, however, have no stockholders looking at the return on their investment.

Lower Fees - Comparatively, credit unions have lower fees for services than banks.

Better Interest Rates on Loans - Interest rates are typically better through credit unions, which traditionally have been among the leaders in auto loans.

Life Insurance - Your credit union offers an optional coverage for members that apply and qualify.

Low Loan Rates - We are constantly comparing our rates to ensure we are delivering a great value.

Easy to Join - You need only ask your employer, family members, or neighbors about our credit unions. The process is then fairly simple, and minimum balances are usually very low.

Discounts with Partner Vendors - Additional discounts to take advantage of - from popular vacation spots to rental cars to amusement parks.

Sprint offers discounts on service plans, upgrade fees and waived application fees. It's all possible thanks to Family 1st Federal Credit Union, Invest In America and Sprint. Get details at, visit any Sprint location or call: 877.SAVE.4.CU

Take advantage of Special Credit Union Member Rates at Enterprise. Visit them at:

Ace Auto Wrecking
American Steel
American Tool and Machine
Associated Box
Bruno's Auto Sales
Castle Builder's Supply
Central Heating and Plumbing
CD Ambrosia Trucking Co.
City NCT Corp.
Custom Etch, Inc.
Favorite Office
GC Supply
Graham Thermal
The Harley Store
Haven Convalescent Home
Health Tech of Western Pennsylvania
Hito's Restaurant

JF Mill and Lumber
Lawrence County Chamber of Commerce
Lawrence County Eye Associates
Lawrence County Head Start
Lawrence County Republican Committee
MJ Services
NCB Technologies
New Castle News
Polishing Systems
Radco Inc.
Rockwell Standard Division
Ro-Med Construction
Sales America
Signs by Dave
TM Warwick and Co.
Uneeda Tire
West Penn Asphalt
Zee Best Hand Car Wash


Visit Us: 917 Moravia Street/New Castle/PA/16101 Map It! Contact Us: (724) 656-8420 Email Us: