Family 1st Federal Credit Union   logos         online banking login
 
             
  Loans   Checking and Savings Insurance  
           

 

  Dividend Rate/APR

Line of Credit
 

Up to 36 Months

Maximum Amount: $7,500
*Must have two monthly payments pledged in shares.

12.0%

Home Equity Loans
 
6.25%
Closed End 180 Months
Maximum Amount: $100,000

*Application Fee: $421.50
*Satisfaction and Parcel Fee: $52 (due at payoff of loan)
7.75%

Line of Credit Line of Credit is open for five years.

Maximum Amount: $100,000

Appraisal permitting
Please call Family 1st Federal Credit Union at (724) 656-8420 for our current rate.
*Variable rate set at 3.50 points above the Six Month Treasury Bill.
*Rates subject to change quarterly.
*Application Fee: $421.50
*Satisfaction and Parcel Fee: $52 (due at payoff of loan)
*Review and Extension Fee: $50 (due at review extension time)

 

Vehicle Loans*
*Rates impacted by credit score
 
3.99%
4.49%
4.99%
5.24%
6.24%
4.24%
5.12%
5.49%
5.74%
6.49%
5.24%
5.74%
6.24%
5.99%
6.49%
6.99%
9.24%
9.99%

Please inquire with us about rates for:


Motorcycle Loans
ATV Loans
RV Loans
Watercraft Loans and
Other Titled Vehicles Loans

Email us members@family1stfcu.com or

Call us 724-656-8420 for more information.

 

Personal Loans**

**Must have two monthly payments pledged in shares.
 

Personal, Up to 24 Months
Maximum Amount: $2,000

7.24%

Personal, Up to 48 Months
Maximum Amount: $
7,500

10.49%

Shared Secured Loan
3.24%

Vacation Loan
Up to $2,500 for 12 months
Available June 1 - Aug 31
6.49%


Mortgage Loans owners_choice_funding_logo
OwnersChoice professionals walk you through every step of financing your first home. Start here by exploring you loan options and how we work to your advantage. Please Click Here

 calc Mortgage Calculator (Estimate Only)


SmartOption
Student Loans Program

With college costs growing fast, it's time to borrow smarter!   Click Here
 

 

  Dividend Rate/APR

Checking Account
 
Share Draft
$25 Opening Deposit
$500 Minimum balance to avoid $2 per month service fee

Savings Accounts
 

Regular Share

$10 Opening Deposit
.10%

Vacation Club

$5 Opening Deposit
.10%

Christmas Club

$5 Opening Deposit
Matures every October
.10%

Money Market

$1,000 Opening Deposit
.15%
   
Certificates of Deposit  
Share Certificates  

3-5 Month COD
Minimum Amount: $1,000
3-3.045%

6-8 Month COD
Minimum Amount: $1,000
3.25-3.303%

9 Month COD
Minimum Amount: $1,000
3.25%

14 Month COD
Minimum Amount: $1,000
4.0%

10-15 Month COD

Minimum Amount: $1,000
3-3.045%

16-24 Month COD

Minimum Amount: $1,000
2.75-2.788%

IRAs (not available at this time)



Please download our loan application:
Family 1st Federal Credit Union Application


Rates apply to new loans at Family 1st Federal Credit Union.

Truth in Savings Account Disclosure

A Secured Loan may be refinanced with a $500 minimum add-on upon credit committee approval.

 

 

 

Visit JD Power's webiste to gather pricing and information on new and used vehicles, motorcycles, boats, RVs and much more at nada.org

 

Used Auto financing up to 80% of NADA retail value for vehicles 2012 and older.

 

Extension of terms for Used Vehicles per credit committee approval: (1) Extension of 6 months: an additional .25% added to the rate; (2) Extension of 12 months: an additional .50% added to the rate.

 


 

 
Loan Protection Family_1st_Federal Credit_Union_Logo
for Credit Life, Credit Disability and GAP
Members have the option to purchase Credit Life, Credit Disability and GAP Insurance on their loans. (Certain terms may apply.)
Email us at members@family1stfcu.com or
Call us 724.656.8420 for more information.
 

Credit Disability (CDI) Family_1st_Federal Credit_Union_Logo
Inexpensive additional coverage that will make your minimum monthly credit union loan payments if you are sick or injured.

Email us members@family1stfcu.com or

Call us 724-656-8420 for more information.

 
Credit Life Family_1st_Federal Credit_Union_Logo
LLife insurance policy designed to pay off a borrower's debt if that borrower dies.
Email us members@family1stfcu.com or
Call us 724-656-8420 for more information.
 

GAP Family_1st_Federal Credit_Union_Logo
Auto insurance that car owners can buy to protect themselves against losses that can arise when the amount of compensation received from a total loss does not fully cover the amount the insured owes on the vehicle's financing or lease agreement. 
Email us members@family1stfcu.com or

Call us 724-656-8420 for more information.

 

AD&D cuna_mutual_logo
thru CUNA Mutual Group.

Call the credit union member services at 1-800-356-6006 or visit CUNAs website

Visit us for an application or

Email us members@family1stfcu.com

 
Accident, Sickness, Cancer, Critical Care & Recovery, Life, Dental/strong> aflac_logo
thru Aflac. Contact our Aflac Representative, Patrick Preisel at 724-201-4400 or patrick_preisel@us.aflac.com
 
Auto and Home liberty_mutual_logo
thru Liberty Mutual's MEMBERS Auto and Home Insurance Program. Contact our Liberty Mutual Representative Adam Ruffner at 724-657-7878.