Savings Rates

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Text Box: Because you work so hard for it, your money should work hard for you.

Regular Share Accounts - Our basic savings account.  It requires a $25.00 minimum deposit and is required of each member.  There will be a $1.00 new member fee.  The declared 1st Quarter dividends of 2008 is:

1.0003% Annual Percentage Yield (A.P.Y.)

 

Vacation and Christmas Clubs - These convenient little accounts help you to save for that big occasion.  Not only do we pay an interest of

1.0003% A.P.Y.

But you can also request the vacation club check at any time.  The Christmas Club matures in October.  Fee for early withdrawal is $20.00

 

Share Certificates - These are the Credit Unions Certificates of Deposit (CD’s).  Rates are updated weekly, call the office for the most current rates.

 

 

Money Market Accounts - This valuable account requires a minimum of $1000.00 deposit.  Interest is calculated Monthly at a rate of

1.257% A.P.Y.

There are no checks, but there are no restrictions or penalties on withdrawals. 

 

Share Draft - Tired of holding an obscene amount as the minimum balance in your checking account and then if you accidentally dip below being charged with an outrageous penalty?  We were too.  That is why we made this affordable option.  A personal account has a charge of $2.00 per month and a business account is $4.00 per month.  If you keep an average daily balance of $500.00 in the account for that month, there will be no fee.  You can also sign up for our newest service,

Debit Cards

You can re-order your checks online by clicking above!!!

Click here for our fund availability policy

 

Click here for our privacy policy
Text Box: Please be Notified We are required by Federal law to obtain personal information to verify your identity when opening an account at Family 1st Federal Credit Union This means we will ask for your name, address, phone number, date of birth, and other personal information when opening an account. We will also request to see BOTH a valid state issued picture ID (i.e. Drivers License) or a passport, and your Social Security Card.